The Best Fintech Franchise in India offers lucrative opportunities for entrepreneurs to tap into the booming digital finance sector.
With low investment and high returns, these franchises offer services such as digital payments, lending, and insurance.
The Top Finance Franchise models partner with leading fintech brands, ensuring robust support, training, and cutting-edge technology.
Ideal for those seeking passive income, these franchises capitalise on India’s growing cashless economy, making them a smart and future-ready business choice. 
Best Fintech Franchise in India – Top 10 Finance Franchise Platforms Under 1 Lakh Investment
Check out list of Top Fintech Franchise in India.
| Si. No. | Fintech Franchise Platforms |
| 1 | Motilal Oswal Sub Broker |
| 2 | Sharekhan Sub Broker |
| 3 | Zerodha Sub Broker |
| 4 | Groww MF Distributor |
| 5 | NJ MF Distributor |
| 6 | Prudent MF Distributor |
| 7 | Bajaj Finserv DSA |
| 8 | JIO Finance DSA |
| 9 | LIC Insurance |
| 10 | Acko Insurance |
India’s fintech sector offers excellent franchise opportunities, with Sharekhan Sub Broker, Groww MF Distributor, and Motilal Oswal Sub Broker being among the Top 10 Fintech Franchise options.
These brands provide low-cost, high-growth business models in digital trading, mutual funds, and wealth management.
With strong brand recognition, training, and tech support, they enable entrepreneurs to thrive in India’s fast-growing financial market.
Whether you choose stock broking with Sharekhan, mutual fund distribution with Groww, or investment advisory with Motilal Oswal, these franchises ensure steady earnings and scalability, making them the Best Finance Franchise Business Opportunities.
Motilal Oswal Sub Broker – Best Fintech Franchise in India
| Overall Investment | Rs.1,43,000 – Rs.2,58,000 |
| Commission Range | 60% – 70% |
| Avg. Monthly Income | Approx Rs.93,500 |
| Area in Sq. Ft. | 200 – 500 Sq. Ft. |
| No. of Employees | Minimum 2 |
| Breakeven Time | 3 months |
| Payout Time | 30 Days |
| Total Sub Brokers | 7500+ |
| Type of Broker | Full-Service Broker |
| NISM Certification | Mandatory |
Motilal Oswal is one of India’s leading financial services firms, offering a lucrative sub-broker franchise opportunity for individuals seeking to enter the wealth management sector.
Recognised as the Best Fintech Franchise in India, it provides cutting-edge technology, extensive training, and a trusted brand name to help partners succeed.
With zero upfront investment and high revenue-sharing models, it stands out as a Top Finance Franchise at Low Investment for aspiring entrepreneurs.
The company’s robust digital platforms, diverse product portfolio, and strong market reputation make it an ideal choice for those looking to build a profitable business in stockbroking, mutual funds, and financial advisory services.
Sharekhan Sub Broker – Top Fintech Franchise in India
| Overall Investment | Rs.1,18,000 – Rs.1,58,000 |
| Commission Range | 60% – 70% |
| Avg. Monthly Income | Approx Rs.1,01,600 |
| Area in Sq. Ft. | 150 – 200 sq.ft |
| No. of Employees | Minimum 2 |
| Breakeven Time | 3 months |
| Payout Time | 30 Days |
| Total Sub Brokers | 7000+ |
| Type of Broker | Full service Broker |
| NISM Certification | Mandatory |
Sharekhan, a leading financial services provider, offers a lucrative Fintech Franchise opportunity as a sub-broker, making it one of the Top Fintech Franchise in India.
With its strong brand reputation, advanced trading platforms, and comprehensive support, Sharekhan empowers partners to thrive in the stockbroking industry.
As a Best Finance Franchise at Low Investment, it provides high revenue potential, cutting-edge technology, and extensive training, making it ideal for entrepreneurs seeking a profitable venture in financial services.
Sharekhan’s low-cost entry, robust brokerage plans, and wide range of investment products solidify its position as a preferred choice for aspiring sub-brokers in the dynamic Fintech sector.
Zerodha Sub Broker – Best Finance Franchise in India
| Overall Investment | Rs.41,000 – Rs.71,000 |
| Commission Range | 30% – 50% |
| Avg. Monthly Income | Approx Rs.1,20,000 |
| Area in Sq. Ft. | 100 – 200 Sq. Ft. |
| No. of Employees | Minimum 2 |
| Breakeven Time | 2 month |
| Payout Time | 30 Days |
| Total Sub Brokers | 5000+ |
| Type of Broker | Discount Broker |
| NISM Certification | Mandatory |
Zerodha, India’s largest discount brokerage firm, offers a rewarding Fintech Franchise opportunity as a sub-broker, positioning itself among the Best Finance Franchise in India.
Known for its zero-commission model and advanced trading platforms like Kite, Zerodha provides partners with a seamless, tech-driven business model.
As a Top Fintech Franchise Under 1 Lakh Investment, it enables entrepreneurs to earn high revenue shares while benefiting from Zerodha’s trusted brand and massive client base.
With low setup costs, minimal operational hassles, and strong backend support, Zerodha’s sub-broker program is ideal for those seeking a profitable venture in India’s fast-growing Fintech and stockbroking industry.
Groww MF Distributor – Top Finance Franchise in India
| Overall Investment | Zero – Rs.25,000 |
| Commission Range | 0.75% to 1.5% of AUM |
| Avg. Monthly Profit | Rs.68,000 |
| Area in Sq. Ft. | 100 – 200 Sq. Ft. |
| No. of Employees | Atleast 1 |
| Breakeven Time | 1 – 2 months |
| Payout Time | 30 Days |
| Total Distributors | 1000+ |
| Type of Distributor | Sub Broker |
| NISM Certificate | Yes, Compulsory |
| ARN Generation | Optional |
Groww MF Distributor is emerging as one of the Best Fintech Franchise in India, offering a lucrative opportunity for individuals and businesses to enter the booming mutual fund industry.
With its user-friendly platform, zero upfront investment, and high earning potential, Groww stands out as a Top Fintech Franchise at Low Investment for passive income.
It provides extensive training, real-time analytics, and seamless onboarding, making it ideal for both beginners and experienced professionals.
As a SEBI-registered entity, Groww ensures compliance and trust, attracting investors nationwide.
Partnering with Groww allows distributors to leverage India’s growing mutual fund market while enjoying flexibility and scalability in their financial ventures.
NJ MF Distributor – Best Fintech Franchise at Low Investment
| Overall Investment | Rs.1.4 Lakh – Rs.1.55 Lakh |
| Commission Range | 1% to 2% of AUM |
| Avg. Monthly Profit | Rs.82,595 |
| Area in Sq. Ft. | 150 – 250 Sq. Ft. |
| No. of Employees | Minimum 2 |
| Breakeven Time | 2 – 3 Months |
| Payout Time | 30 Days |
| Total Distributors | 5000+ |
| Type of Distributor | AMC Distributor |
| NISM Certificate | Yes, Compulsory |
| ARN Genaration | Yes, Compulsory |
NJ MF Distributor is rapidly gaining recognition as one of the Best Fintech Franchise at Low Investment, offering a profitable opportunity in the mutual fund distribution sector.
Known for its innovative digital platform, NJ provides a seamless onboarding process, zero upfront costs, and attractive commission structures, making it a Top Finance Franchise Opportunity for passive income seekers.
With strong regulatory compliance and advanced tools for portfolio tracking, NJ empowers distributors to serve clients efficiently.
Its focus on technology-driven solutions and extensive support makes it ideal for both new and experienced financial advisors.
Partnering with NJ MF Distributor ensures growth in India’s expanding mutual fund market.
Prudent MF Distributor – Top Fintech Franchise Under 1 Lakh Investment
| Overall Investment | Rs.25,000 – Rs.55,000 |
| Commission Range | 0.6% to 1.2% of AUM |
| Avg. Monthly Profit | Rs.63,416 |
| Area in Sq. Ft. | 150 – 250 Sq. Ft. |
| No. of Employees | Atleast 2 |
| Breakeven Time | 1 – 2 Months |
| Payout Time | 30 Days |
| Total Distributors | 1000+ |
| Type of Distributor | Sub Distributor |
| NISM Certificate | Yes, Compulsory |
| ARN Generation | Yes, Compulsory |
Prudent MF Distributor is establishing itself as one of the Best Fintech Franchise at Low Investment, offering a rewarding opportunity in the mutual fund distribution space.
With its tech-driven platform, zero investment requirement, and high earning potential, Prudent ranks among the Top Finance Franchise Business for passive income seekers.
The platform provides robust training, real-time analytics, and seamless client onboarding, making it ideal for both beginners and seasoned financial advisors.
As a SEBI-approved entity, Prudent ensures compliance and trust, attracting investors across India.
Partnering with Prudent MF Distributor allows entrepreneurs to capitalize on India’s growing mutual fund market while enjoying flexibility and scalability in their financial ventures.
Bajaj Finserv DSA – Best Finance Franchise Under 1 Lakh Investment
| Overall Investment | Rs.33000 – Rs.53000 |
| Commission Range | 0.3% – 2.75% of Loan value |
| Avg. Monthly Income | Rs.65000 approx |
| Area in Sq. Ft. | 100 – 200 Sq. Ft. |
| No. of Employees | Minimum 1 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |
| Total Sub DSAs | 1000+ DSA |
| Type of DSA | NBFC |
| High CIBIL Score | Compulsory |
Bajaj Finserv DSA is one of the Best Finance Franchise Under 1 Lakh Investment, offering a lucrative opportunity for entrepreneurs to partner with a trusted financial brand.
As a Top Fintech Franchise Opportunity, it provides a wide range of financial products, including loans, insurance, and investment solutions.
With minimal investment and strong backend support, it ensures high earning potential through commissions.
Bajaj Finserv’s established reputation, innovative digital tools, and extensive customer base make it a preferred choice for those seeking a profitable business in the financial sector.
This franchise model combines flexibility, scalability, and growth, making it ideal for aspiring business owners.
JIO Finance DSA – Top Finance Franchise at Low Investment
| Overall Investment | Rs.28000 – Rs.58000 |
| Commission Range | 0.4% – 2.75% of Loan value |
| Avg. Monthly Income | Rs.58000 approx |
| Area in Sq. Ft. | 100 – 150 Sq. Ft. |
| No. of Employees | Minimum 1 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |
| Total Sub DSAs | 800+ DSA |
| Type of DSA | NBFC |
| NISM Certification | Compulsory |
Jio Finance DSA is emerging as one of the Top Finance Franchise at Low Investment, offering a dynamic platform for entrepreneurs to leverage Reliance’s vast digital ecosystem.
As a Best Fintech Franchise Business, it provides a diverse portfolio of financial services, including digital lending, insurance, and wealth management.
With low entry barriers, robust technological support, and high commission structures, Jio Finance DSA ensures strong profitability.
Backed by Reliance’s trusted brand and widespread reach, this franchise is ideal for those seeking a scalable and future-ready business in the fast-growing Fintech sector.
It combines innovation, reliability, and growth potential for maximum returns.
LIC Insurance – Best Fintech Franchise Opportunity
| Overall Investment | Rs.32,000 – Rs.53,500 (Optional) |
| Commission Range | 2% to 15% of Premium |
| Avg. Monthly Income | Approx. Rs.62,500 |
| Area in Sq. Ft. | 100 – 200 Sq. Ft. (Optional) |
| No. of Employees | Minimum 1 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |
| Total Agents | 14 Lakh+ |
| Type of Agents | Insurance Agent |
| IRDAI Certification | Compulsory |
| poSP Certification | Compulsory |
LIC (Life Insurance Corporation of India) is a trusted leader in India’s insurance sector, offering reliable life insurance and investment solutions.
As the Best Fintech Franchise Opportunity, LIC combines traditional insurance expertise with modern digital tools, making it a lucrative opportunity for entrepreneurs.
With a strong brand reputation, extensive product portfolio, and innovative tech integration, LIC stands out as the Top Finance Franchise for those seeking a profitable and scalable business model.
Partnering with LIC ensures financial growth, customer trust, and access to cutting-edge Fintech solutions in the rapidly evolving insurance market.
Acko Insurance – Top Finance Franchise Business Opportunity
| Overall Investment | Rs.35,000 – Rs.65,000 (Optional) |
| Commission Range | 2% to 6% of Premium |
| Avg. Monthly Income | Approx. Rs.45,000 |
| Area in Sq. Ft. | 110 – 170 Sq. Ft. (Optional) |
| No. of Employees | Minimum 1 |
| Breakeven Time | 3 to 6 Month |
| Payout Time | 30 Days |
| Total Sub Agents | 1.1 Lakh+ |
| Type of Agent | Insurance Agent |
| IRDAI Certification | Compulsory |
| poSP Certification | Compulsory |
Acko Insurance is a leading digital-first insurance provider in India, revolutionizing the sector with its tech-driven approach.
As the Best Fintech Franchise Business Opportunity, Acko offers seamless, paperless solutions for motor, health, and travel insurance, leveraging AI and automation for faster claims and superior customer experience.
Its low operational costs and high scalability make it the Best Finance Franchise for aspiring entrepreneurs.
With innovative products, strong investor backing, and a user-friendly platform, Acko provides a profitable business opportunity in the fast-growing insurtech space, making it a preferred choice for Fintech franchise seekers.
Best Fintech Franchise in India – Conclusion
The Best Fintech Franchise in India in 2025 offers lucrative opportunities for entrepreneurs seeking growth in digital finance.
The Top Fintech Franchise models combine innovation, scalability, and strong brand support, making them ideal for investors.
With rising digital adoption, these franchises provide secure, profitable ventures in payments, lending, and wealth management.
Choosing the right fintech franchise ensures long-term success in India’s rapidly evolving financial landscape. Invest smartly in 2025’s leading fintech opportunities!