Acko Franchise

The Acko Insurance Franchise presents an excellent opportunity for individuals seeking to establish a profitable career in the insurance sector.

As an Acko Agent, you can sell a wide range of Insurance products, including life insurance, term plans, endowment policies, and pension plans, helping clients secure their financial future.

Start your Acko Insurance Agent business with low investment and high earning potential. This business is ideal for entrepreneurs, financial advisors, and professionals looking to expand their income by offering life insurance solutions.

What are the Business Requirements for Acko Insurance Franchise?

Overall Investment

Rs.35,000 - Rs.65,000 (Optional)

Commission Range

2% to 6% of Premium

Avg. Monthly Profit

Approx. Rs.45,000

Area in Sq. Ft.

110 - 170 Sq. Ft. (Optional)

No. of Employees

Minimum 1

Breakeven Time

3 to 6 Month

Payout Time

30 Days

Total Agents

1.1 Lakh+

Type of Agents

Insurance Agent

IRDAI Certification

Compulsory

PoSP Certification

Compulsory

How much is Acko Franchise Cost?

Registration & Training Fees (One Time)

Rs.10,000 - Rs.15,000

Office Expenses (Monthly)

Rs.25,000 - Rs.50,000 (Optional)

The Acko franchise cost is relatively affordable, making it ideal for new entrepreneurs. The initial investment typically ranges between ₹35,000 and ₹65,000, depending on operational scale.

This includes a one-time registration and training fee of around ₹10,000–₹15,000, while optional office expenses may vary monthly.

With minimal infrastructure requirements and no heavy inventory, the model ensures low entry barriers and quick breakeven potential within a few months.

How much is Acko Insurance Agent Commission & Referral Bonus?

Life Insurance Commission

2.5% to 6% of Premium

Health Insurance Commission

5% to 10% of Premium

Motor Insurance Commission

5% to 7% of Premium

Travel Insurance Commission

10% to 15% of Premium

Business Insurance Commission

5% to 10% of Premium

ULIP Commission

2% to 4% of Premium

The Acko franchise offers a flexible and performance-driven commission structure across multiple insurance products.

Partners can earn approximately 2.5% to 6% on life insurance, while health insurance commissions range from 5% to 10%.

Motor policies offer around 5% to 7%, and travel insurance provides higher returns of up to 15%.

This diversified commission model enables agents to maximize earnings based on product mix and premium volume.

As an Insurance Agent, you can offer life, health, and general insurance products that are always in demand, ensuring consistent income potential.

This role allows you to grow your network, earn attractive commissions, and establish a reliable career in the insurance industry with long-term stability and growth.

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What are the Expected Earnings from Acko Insurance Franchise?

Life Insurance Premium (Rs.)

8,00,000

Health Insurance Premium (Rs.)

4,00,000

ULIP Premium (Rs.)

10,00,000

Life Insurance Commission (Rs.)

20,000

Health Insurance Commission (Rs.)

40,000

ULIP Commission (Rs.)

20,000

Agent's Income (Rs.)

80,000

Total Expences (Rs.)

35,000

Agent's Net Profit (Rs.)

45,000

Net Profit Margin

2.045%

Does Acko offer a Agent Dashboard or App?

Web Platform


What is the Eligibility Criteria to Start Acko Franchise?

Age Limit

18+

Nationality

Indian

Academic Qualification

10+, Graduation Preferred

IRDAI Certification

Compulsory

PoSP Certification

Compulsory

Business Experience

Optional

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What Documents are required to Become an Acko Agent?

Agent Agreement

Compulsory

Proprietor Aadhaar Copy

Compulsory

Proprietor Photo

Compulsory

Proprietor / Business PAN Copy

Compulsory

Business TAN Copy

Compulsory

GST Registration Certificate

Compulsory

Proprietor / Business Address Proof

Compulsory

Unit / Shop Address Proof

Compulsory

Latest ITR or Form16

Compulsory

Bank Statement

Compulsory

Customer ratings and reviews of Acko Agent

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