For aspiring entrepreneurs, the search for the Best Franchise under 1 Lakh in India opens doors to affordable business ownership.

This budget-friendly segment is ideal for starting a venture with minimal risk.

A typical list of top 10 franchise under 100000 often features opportunities in home-based services, education, and low-inventory models.

These include tiffin services, tutorial centers, digital printing, and custom gifting franchises.

This low-cost entry point makes entrepreneurship accessible, allowing individuals to build a business with a trusted brand and proven system.

Best Franchise under 1 Lakh in India


Best Franchise under 1 Lakh in India – Top 10 Franchise below 100000 Investment

Let us check the Best Franchise Business under 1 Lakh Investment in India.

Si. No. Brands
1 Sharekhan Sub Broker
2 Motilal Oswal Sub Broker
3 Bajaj Finserv Mutual Fund Distributor
4 JIO Finance DSA
5 Dr. Lal Path Labs Home Collection
6 Shriram Life Agent
7 Kotak Mutual Fund Distributor
8 Angel One Sub Broker
9 Poonawalla Fincorp DSA
10 IIFL Securities Sub Broker

For aspiring entrepreneurs seeking a top 10 franchise below 100000 in India, the best opportunities are not in traditional retail but in financial and service distribution.

These low-cost models offer high-income potential with minimal infrastructure.

Key players include Motilal Oswal Sub Broker, which provides a platform for equity and mutual fund trading.

The Bajaj Finserv Mutual Fund Distributor franchise allows you to tap into the growing investment market with their trusted brand.

Similarly, becoming a JIO Finance DSA enables you to source lucrative loan products for a digital giant.

These franchises represent the ideal blend of a renowned brand name, a proven business model, and an accessible entry point, making them premier choices for a sub-1 lakh investment.



Sharekhan Sub Broker – Best Franchise under 1 Lakh in India

Overall Investment Rs.50,000 to Rs.1 Lakh
Commission Range 60% – 70%
Avg. Monthly Profit Approx Rs.1,01,600
Area in Sq. Ft. 150 – 200 sq.ft
No. of Employees Minimum 2
Breakeven Time 3 months
Payout Time 30 Days
Total Sub Brokers 7000+
Type of Broker Full service Broker
NISM Certification Mandatory

For aspiring entrepreneurs in the financial domain, becoming a Sharekhan sub-broker stands out as a premier business opportunity.

Sharekhan FranchiseIt is widely recognized as one of the Best Franchise under 1 Lakh in India, offering a low investment gateway into the stockbroking industry.

This model provides a trusted brand name, comprehensive technology support, and extensive training.

For those exploring a List of Top 10 Franchise under 100000, Sharekhan consistently earns a top spot due to its proven business model and high revenue-sharing potential.

It’s an ideal venture for establishing a profitable and respected financial services practice with minimal initial capital.


Motilal Oswal Sub Broker – Top Franchise under 1 Lakh in India

Overall Investment Rs.1 Lakh
Commission Range 60% – 70%
Avg. Monthly Profit Approx Rs.93,500
Area in Sq. Ft. 200 – 500 Sq. Ft.
No. of Employees Minimum 2
Breakeven Time 3 months
Payout Time 30 Days
Total Sub Brokers 7500+
Type of Broker Full service Broker
NISM Certification Mandatory

For individuals seeking a prestigious entry into the financial services sector, the Motilal Oswal sub-broker program presents a compelling opportunity.

Motilal Oswal FranchiseIt is frequently highlighted among the Top Franchise under 1 Lakh in India, requiring a modest initial investment.

When analyzing any List of Top 10 Franchise below 100000, this partnership stands out for its association with a leading, research-driven brand.

Franchisees benefit from a robust platform, extensive product portfolio, and dedicated operational support.

This model is designed for those aiming to build a sustainable business in equity and wealth management, offering significant earning potential with a manageable startup cost.


Bajaj Finserv Mutual Fund Distributor – Top 10 Franchise under 1 lakh investment

Overall Investment Rs.1 Lakh
Commission Range 1% to 2% of AUM
Avg. Monthly Profit Rs.73,375
Area in Sq. Ft. 250 – 300 Sq. Ft.
No. of Employees Minimum 2
Breakeven Time 2 – 3 Months
Payout Time 30 Days
Total Distributors 1000+
Type of Distributor AMC Distributor
NISM Certificate Yes, Compulsory
ARN Generation Yes, Compulsory

Embarking on a career as a Bajaj Finserv Mutual Fund Distributor offers a lucrative pathway into the financial sector with minimal startup capital.

Bajaj Finserv Mutual Fund Distributor LogoThis opportunity is firmly positioned among the Top 10 Franchise under 1 Lakh investment, leveraging the trust and extensive product portfolio of the Bajaj Finserv brand.

For any entrepreneur compiling a List of Top 10 Franchise below 1 lakh, this model is a prime candidate.

It provides comprehensive training, cutting-edge technological support, and a zero-cost backend platform, enabling distributors to build a sustainable business by helping clients achieve their long-term financial goals through strategic investments.


JIO Finance DSA – Best Franchise below 100000 in India

Overall Investment Rs.28000 – Rs.58000
Commission Range 0.4% – 2.75% of Loan value
Avg. Monthly Profit Rs.58000 approx
Area in Sq. Ft. 100 – 150 Sq. Ft.
No. of Employees Minimum 1
Breakeven Time 3 to 6 Month
Payout Time 30 Days
Total DSAs 800+ DSA
Type of DSA NBFC
High CIBIL Score Compulsory

Leveraging the unparalleled brand trust of Reliance, the Jio Finance DSA (Direct Selling Agent) program emerges as a formidable business opportunity.

JIO Finance DSA FranchiseIt is rapidly gaining recognition as one of the Best Franchise below 100000 in India, offering a low-risk entry into the burgeoning fintech space.

For any serious entrepreneur reviewing a List of Top 10 Franchise under 1 Lakh investment, this partnership demands attention.

As a DSA, you can offer a diverse suite of financial products, including loans and insurance, to a vast customer base.

The model provides extensive training and technological support, making it an ideal venture for building a profitable client-centric financial services network.


Dr. Lal Path Labs Home Collection Franchise – Top Franchise below 100000 in India

Overall Investment
Rs.1 Lakh
Commission Range 80% to 85%
Area in Sq. Ft.
150 to 200 Sq. Ft.
No. of Employees
2 to 3
Breakeven Time
2 – 3 Months
Total Franchise Outlets More than 100
Franchise Tenure lifetime
Type of Business
Home Diagnostic

Capitalizing on the essential and growing healthcare sector, the Dr. Lal PathLabs Home Collection franchise is a standout opportunity.

Dr. Lal Pathlabs Franchise LogoIt is rightly considered one of the Top Franchise below 100000 in India, offering a chance to partner with a diagnostic industry leader.

When evaluating any List of Top 10 Franchise under 1 lakh investment, this model is distinguished by its critical service and strong brand reputation.

Franchisees operate a home collection phlebotomy service, requiring minimal infrastructure.

With comprehensive training and logistical support, it empowers entrepreneurs to build a trusted, community-focused healthcare business with significant growth potential and a profound social impact.


Shriram Life Agent – Top 10 Franchise below 1 Lakh investment

Overall Investment Rs.37,500 – Rs.59,500 (Optional)
Commission Range 1.5% to 5% of Premium
Avg. Monthly Profit Approx. Rs.35,000
Area in Sq. Ft. 125 – 200 Sq. Ft. (Optional)
No. of Employees Minimum 1
Breakeven Time 3 to 6 Month
Payout Time 30 Days
Total Agents 3,000+
Type of Agents Insurance Agent
IRDAI Certification Compulsory
PoSP Certification Compulsory

Partnering as a Shriram Life Agent offers a rewarding entry into the stable insurance sector with minimal financial outlay.

Shriram Life FranchiseThis opportunity is firmly positioned among the Top 10 Franchise below 1 Lakh in India, allowing you to represent a trusted name in life insurance and financial solutions.

For any aspiring entrepreneur analyzing a List of Best Franchise under 100,000, this role is a compelling choice.

It provides extensive product training, flexible work models, and a proven business system.

Agents can build a sustainable practice by helping clients secure their future, making it a profession that combines financial independence with profound social value.


Kotak Mutual Fund Distributor – Franchise under 1 Lakh in India

Overall Investment Rs.1 Lakh
Commission Range 1% to 2% of AUM
Avg. Monthly Profit Rs.68,750
Area in Sq. Ft. 150 – 200 Sq. Ft.
No. of Employees Minimum 2
Breakeven Time 2 – 3 Months
Payout Time 30 Days
Total Distributors 3000+
Type of Distributor AMC Distributor
NISM Certificate Yes, Compulsory
ARN Generation Yes, Compulsory

Becoming a Kotak Mutual Fund Distributor provides a prestigious and low-cost gateway into the dynamic wealth management industry.

Kotak Mutual Fund Distributor LogoThis opportunity is consistently ranked among the Best Franchise under 1 Lakh in India, leveraging the strong reputation of the Kotak Mahindra Group.

For individuals scrutinizing a List of Top 10 Franchise below 100000, this partnership is highly attractive due to its extensive range of financial products and high-income potential.

The model offers robust technological platforms, comprehensive training, and dedicated backend support, empowering distributors to build a profitable business by guiding clients toward their long-term financial objectives through strategic mutual fund investments.


Angel One Sub Broker – Franchise under 100000 investment

Overall Investment Rs.50,000 – Rs.1 Lakh
Commission Range 50% – 70%
Avg. Monthly Profit Approx Rs.1,65,000
Area in Sq. Ft. 200 – 300 Sq. Ft.
No. of Employees Minimum 2
Breakeven Time 3 months
Payout Time 30 Days
Total Sub Brokers 20,000+
Type of Broker Discount Broker
NISM Certification Mandatory

The Angel One sub-broker program is a premier opportunity for entering the stockbroking industry with minimal capital.

Angel One FranchiseIt is rightly celebrated as one of the Best Franchise under 100000 investment, offering access to a digitally advanced trading platform and a vast client base.

When evaluating any List of Top Franchise under 1 lakh, this model stands out for its high revenue-sharing model and strong brand recall.

Partners receive extensive support in lead generation, operations, and marketing, making it an ideal venture for building a profitable and future-ready business in the financial markets with low initial investment.


Poonawalla Fincorp DSA – Best Franchise Business below 1 lakh

Overall Investment Rs.38000 – Rs.58000
Commission Range 1.75% – 3% of Loan value
Avg. Monthly Profit Rs.37500 approx
Area in Sq. Ft. 100 – 160 Sq. Ft.
No. of Employees Minimum 1
Breakeven Time 3 to 6 Month
Payout Time 30 Days
Total DSAs 250+ DSA
Type of DSA NBFC
High CIBIL Score Compulsory

The Poonawalla Fincorp DSA program offers a dynamic entry into the lucrative domain of retail finance.

Poonawalla Fincorp DSA Franchise LogoIt is firmly positioned among the Best Franchise below 1 Lakh in India, requiring minimal upfront investment to start.

For entrepreneurs compiling a List of Top 10 Franchise under 100000, this partnership is highly compelling due to the brand’s strong corporate governance and diverse product portfolio, including personal and business loans.

As a Direct Selling Agent, you benefit from dedicated partner support, advanced digital tools, and an attractive commission structure, enabling you to build a sustainable business by connecting customers with tailored financial solutions.


IIFL Securities Sub Broker – Best Franchise under 100000 in 2025

Overall Investment Rs.50,000 – Rs.1 Lakh
Commission Range 60% – 75%
Avg. Monthly Profit Approx Rs.1,42,500
Area in Sq. Ft. 200 – 300 Sq. Ft.
No. of Employees Minimum 2
Breakeven Time 3 months
Payout Time 30 Days
Total Sub Brokers 12000+
Type of Broker Full service Broker
NISM Certification Mandatory

The IIFL Securities sub-broker program represents a premium, low-investment gateway into the wealth management sector.

IIFL FranchiseIt is justifiably ranked among the Best Franchise under 100000 in India, providing partners with the credibility of a leading financial brand.

For any comprehensive List of Top 10 Franchise under 1 lakh investment, this opportunity is a definitive entry, distinguished by its extensive suite of equity, derivative, and mutual fund products.

Franchisees receive robust technological infrastructure, intensive training, and operational support.

This model empowers entrepreneurs to cultivate a high-value clientele and build a profitable, long-term business in the dynamic financial markets with a minimal initial outlay.


Best Franchise under 1 lakh in India – Conclusion

In conclusion, this definitive List of Top 10 Franchise under 1 lakh illuminates a clear and accessible pathway to business ownership.

These curated opportunities prove that a substantial venture doesn’t require massive capital.

By choosing from these low-investment, high-potential models, aspiring entrepreneurs can confidently step into the market.

Ultimately, identifying the Best Franchise under 1 Lakh in India is the crucial first step toward achieving financial autonomy and long-term entrepreneurial success.