For aspiring entrepreneurs, the search for the Best Franchise under 1 Lakh in India opens doors to affordable business ownership.
This budget-friendly segment is ideal for starting a venture with minimal risk.
A typical list of top 10 franchise under 100000 often features opportunities in home-based services, education, and low-inventory models.
These include tiffin services, tutorial centers, digital printing, and custom gifting franchises.
This low-cost entry point makes entrepreneurship accessible, allowing individuals to build a business with a trusted brand and proven system.
Best Franchise under 1 Lakh in India – Top 10 Franchise below 100000 Investment
Let us check the Best Franchise Business under 1 Lakh Investment in India.
For aspiring entrepreneurs seeking a top 10 franchise below 100000 in India, the best opportunities are not in traditional retail but in financial and service distribution.
These low-cost models offer high-income potential with minimal infrastructure.
Key players include Motilal Oswal Sub Broker, which provides a platform for equity and mutual fund trading.
The Bajaj Finserv Mutual Fund Distributor franchise allows you to tap into the growing investment market with their trusted brand.
Similarly, becoming a JIO Finance DSA enables you to source lucrative loan products for a digital giant.
These franchises represent the ideal blend of a renowned brand name, a proven business model, and an accessible entry point, making them premier choices for a sub-1 lakh investment.
Sharekhan Sub Broker – Best Franchise under 1 Lakh in India
| Overall Investment | Rs.50,000 to Rs.1 Lakh | 
| Commission Range | 60% – 70% | 
| Avg. Monthly Profit | Approx Rs.1,01,600 | 
| Area in Sq. Ft. | 150 – 200 sq.ft | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 3 months | 
| Payout Time | 30 Days | 
| Total Sub Brokers | 7000+ | 
| Type of Broker | Full service Broker | 
| NISM Certification | Mandatory | 
For aspiring entrepreneurs in the financial domain, becoming a Sharekhan sub-broker stands out as a premier business opportunity.

This model provides a trusted brand name, comprehensive technology support, and extensive training.
For those exploring a List of Top 10 Franchise under 100000, Sharekhan consistently earns a top spot due to its proven business model and high revenue-sharing potential.
It’s an ideal venture for establishing a profitable and respected financial services practice with minimal initial capital.
Motilal Oswal Sub Broker – Top Franchise under 1 Lakh in India
| Overall Investment | Rs.1 Lakh | 
| Commission Range | 60% – 70% | 
| Avg. Monthly Profit | Approx Rs.93,500 | 
| Area in Sq. Ft. | 200 – 500 Sq. Ft. | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 3 months | 
| Payout Time | 30 Days | 
| Total Sub Brokers | 7500+ | 
| Type of Broker | Full service Broker | 
| NISM Certification | Mandatory | 
For individuals seeking a prestigious entry into the financial services sector, the Motilal Oswal sub-broker program presents a compelling opportunity.

When analyzing any List of Top 10 Franchise below 100000, this partnership stands out for its association with a leading, research-driven brand.
Franchisees benefit from a robust platform, extensive product portfolio, and dedicated operational support.
This model is designed for those aiming to build a sustainable business in equity and wealth management, offering significant earning potential with a manageable startup cost.
Bajaj Finserv Mutual Fund Distributor – Top 10 Franchise under 1 lakh investment
| Overall Investment | Rs.1 Lakh | 
| Commission Range | 1% to 2% of AUM | 
| Avg. Monthly Profit | Rs.73,375 | 
| Area in Sq. Ft. | 250 – 300 Sq. Ft. | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 2 – 3 Months | 
| Payout Time | 30 Days | 
| Total Distributors | 1000+ | 
| Type of Distributor | AMC Distributor | 
| NISM Certificate | Yes, Compulsory | 
| ARN Generation | Yes, Compulsory | 
Embarking on a career as a Bajaj Finserv Mutual Fund Distributor offers a lucrative pathway into the financial sector with minimal startup capital.

For any entrepreneur compiling a List of Top 10 Franchise below 1 lakh, this model is a prime candidate.
It provides comprehensive training, cutting-edge technological support, and a zero-cost backend platform, enabling distributors to build a sustainable business by helping clients achieve their long-term financial goals through strategic investments.
JIO Finance DSA – Best Franchise below 100000 in India
| Overall Investment | Rs.28000 – Rs.58000 | 
| Commission Range | 0.4% – 2.75% of Loan value | 
| Avg. Monthly Profit | Rs.58000 approx | 
| Area in Sq. Ft. | 100 – 150 Sq. Ft. | 
| No. of Employees | Minimum 1 | 
| Breakeven Time | 3 to 6 Month | 
| Payout Time | 30 Days | 
| Total DSAs | 800+ DSA | 
| Type of DSA | NBFC | 
| High CIBIL Score | Compulsory | 
Leveraging the unparalleled brand trust of Reliance, the Jio Finance DSA (Direct Selling Agent) program emerges as a formidable business opportunity.

For any serious entrepreneur reviewing a List of Top 10 Franchise under 1 Lakh investment, this partnership demands attention.
As a DSA, you can offer a diverse suite of financial products, including loans and insurance, to a vast customer base.
The model provides extensive training and technological support, making it an ideal venture for building a profitable client-centric financial services network.
Dr. Lal Path Labs Home Collection Franchise – Top Franchise below 100000 in India
| Overall Investment | Rs.1 Lakh | 
| Commission Range | 80% to 85% | 
| Area in Sq. Ft. | 150 to 200 Sq. Ft. | 
| No. of Employees | 2 to 3 | 
| Breakeven Time | 2 – 3 Months | 
| Total Franchise Outlets | More than 100 | 
| Franchise Tenure | lifetime | 
| Type of Business | Home Diagnostic | 
Capitalizing on the essential and growing healthcare sector, the Dr. Lal PathLabs Home Collection franchise is a standout opportunity.

When evaluating any List of Top 10 Franchise under 1 lakh investment, this model is distinguished by its critical service and strong brand reputation.
Franchisees operate a home collection phlebotomy service, requiring minimal infrastructure.
With comprehensive training and logistical support, it empowers entrepreneurs to build a trusted, community-focused healthcare business with significant growth potential and a profound social impact.
Shriram Life Agent – Top 10 Franchise below 1 Lakh investment
| Overall Investment | Rs.37,500 – Rs.59,500 (Optional) | 
| Commission Range | 1.5% to 5% of Premium | 
| Avg. Monthly Profit | Approx. Rs.35,000 | 
| Area in Sq. Ft. | 125 – 200 Sq. Ft. (Optional) | 
| No. of Employees | Minimum 1 | 
| Breakeven Time | 3 to 6 Month | 
| Payout Time | 30 Days | 
| Total Agents | 3,000+ | 
| Type of Agents | Insurance Agent | 
| IRDAI Certification | Compulsory | 
| PoSP Certification | Compulsory | 
Partnering as a Shriram Life Agent offers a rewarding entry into the stable insurance sector with minimal financial outlay.

For any aspiring entrepreneur analyzing a List of Best Franchise under 100,000, this role is a compelling choice.
It provides extensive product training, flexible work models, and a proven business system.
Agents can build a sustainable practice by helping clients secure their future, making it a profession that combines financial independence with profound social value.
Kotak Mutual Fund Distributor – Franchise under 1 Lakh in India
| Overall Investment | Rs.1 Lakh | 
| Commission Range | 1% to 2% of AUM | 
| Avg. Monthly Profit | Rs.68,750 | 
| Area in Sq. Ft. | 150 – 200 Sq. Ft. | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 2 – 3 Months | 
| Payout Time | 30 Days | 
| Total Distributors | 3000+ | 
| Type of Distributor | AMC Distributor | 
| NISM Certificate | Yes, Compulsory | 
| ARN Generation | Yes, Compulsory | 
Becoming a Kotak Mutual Fund Distributor provides a prestigious and low-cost gateway into the dynamic wealth management industry.

For individuals scrutinizing a List of Top 10 Franchise below 100000, this partnership is highly attractive due to its extensive range of financial products and high-income potential.
The model offers robust technological platforms, comprehensive training, and dedicated backend support, empowering distributors to build a profitable business by guiding clients toward their long-term financial objectives through strategic mutual fund investments.
Angel One Sub Broker – Franchise under 100000 investment
| Overall Investment | Rs.50,000 – Rs.1 Lakh | 
| Commission Range | 50% – 70% | 
| Avg. Monthly Profit | Approx Rs.1,65,000 | 
| Area in Sq. Ft. | 200 – 300 Sq. Ft. | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 3 months | 
| Payout Time | 30 Days | 
| Total Sub Brokers | 20,000+ | 
| Type of Broker | Discount Broker | 
| NISM Certification | Mandatory | 
The Angel One sub-broker program is a premier opportunity for entering the stockbroking industry with minimal capital.

When evaluating any List of Top Franchise under 1 lakh, this model stands out for its high revenue-sharing model and strong brand recall.
Partners receive extensive support in lead generation, operations, and marketing, making it an ideal venture for building a profitable and future-ready business in the financial markets with low initial investment.
Poonawalla Fincorp DSA – Best Franchise Business below 1 lakh
| Overall Investment | Rs.38000 – Rs.58000 | 
| Commission Range | 1.75% – 3% of Loan value | 
| Avg. Monthly Profit | Rs.37500 approx | 
| Area in Sq. Ft. | 100 – 160 Sq. Ft. | 
| No. of Employees | Minimum 1 | 
| Breakeven Time | 3 to 6 Month | 
| Payout Time | 30 Days | 
| Total DSAs | 250+ DSA | 
| Type of DSA | NBFC | 
| High CIBIL Score | Compulsory | 
The Poonawalla Fincorp DSA program offers a dynamic entry into the lucrative domain of retail finance.

For entrepreneurs compiling a List of Top 10 Franchise under 100000, this partnership is highly compelling due to the brand’s strong corporate governance and diverse product portfolio, including personal and business loans.
As a Direct Selling Agent, you benefit from dedicated partner support, advanced digital tools, and an attractive commission structure, enabling you to build a sustainable business by connecting customers with tailored financial solutions.
IIFL Securities Sub Broker – Best Franchise under 100000 in 2025
| Overall Investment | Rs.50,000 – Rs.1 Lakh | 
| Commission Range | 60% – 75% | 
| Avg. Monthly Profit | Approx Rs.1,42,500 | 
| Area in Sq. Ft. | 200 – 300 Sq. Ft. | 
| No. of Employees | Minimum 2 | 
| Breakeven Time | 3 months | 
| Payout Time | 30 Days | 
| Total Sub Brokers | 12000+ | 
| Type of Broker | Full service Broker | 
| NISM Certification | Mandatory | 
The IIFL Securities sub-broker program represents a premium, low-investment gateway into the wealth management sector.

For any comprehensive List of Top 10 Franchise under 1 lakh investment, this opportunity is a definitive entry, distinguished by its extensive suite of equity, derivative, and mutual fund products.
Franchisees receive robust technological infrastructure, intensive training, and operational support.
This model empowers entrepreneurs to cultivate a high-value clientele and build a profitable, long-term business in the dynamic financial markets with a minimal initial outlay.
Best Franchise under 1 lakh in India – Conclusion
In conclusion, this definitive List of Top 10 Franchise under 1 lakh illuminates a clear and accessible pathway to business ownership.
These curated opportunities prove that a substantial venture doesn’t require massive capital.
By choosing from these low-investment, high-potential models, aspiring entrepreneurs can confidently step into the market.
Ultimately, identifying the Best Franchise under 1 Lakh in India is the crucial first step toward achieving financial autonomy and long-term entrepreneurial success.

 
						
					 
							
						 
							
						 
            